Homeowners with dogs present higher risks to insurers than those who do not own dogs because of the threat of personal injury claims arising out of dog bites. For this reason, you are likely to face higher rates if you own a specific breed of dog than if you don’t have one. Moreover, dogs that have a history of aggression are likely to raise your insurance rates because of the associated claims.…
Read More »Many homeowners are not precisely aware of what is covered by their insurance policy. Before you sign the dotted line, be sure to go through the fine print to determine exactly what is excluded in your homeowners’ insurance policy. Misconceptions about your standard policy could result in you paying out of pocket for damage to your home or belongings or for injuries inside your property. To help you better protect your financial interests, this article will shed light on common misconceptions about homeowners’ insurance and give you advice on how to improve your cover.…
Read More »If you have just purchased a boat, you may think of approaching boat insurance in the same way that you buy insurance for your car. While there are some similarities, there are some mistakes that you need to avoid when you’re buying boat insurance. Here are some examples of mistakes that you may make as a new boat buyer: Thinking Your Boat is Covered on Land Many boat insurance policies only cover the boat when it is in the water.…
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