If your son or daughter is a teen driver, you probably already know how costly insurance can be. Since teen drivers are more likely to get into car accidents than any other driver, insurance companies generally charge more to insure them. This can be a huge bust for your budget and can cost you a lot more than you can reasonably afford, but there are things that you can do. These are a few ways that you can snag insurance discounts for your teen so that you can save money on insurance costs.…
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Homeowners with dogs present higher risks to insurers than those who do not own dogs because of the threat of personal injury claims arising out of dog bites. For this reason, you are likely to face higher rates if you own a specific breed of dog than if you don’t have one. Moreover, dogs that have a history of aggression are likely to raise your insurance rates because of the associated claims.…
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Many homeowners are not precisely aware of what is covered by their insurance policy. Before you sign the dotted line, be sure to go through the fine print to determine exactly what is excluded in your homeowners’ insurance policy.
Misconceptions about your standard policy could result in you paying out of pocket for damage to your home or belongings or for injuries inside your property. To help you better protect your financial interests, this article will shed light on common misconceptions about homeowners’ insurance and give you advice on how to improve your cover.…
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