Do I Need Life Insurance For My Child?

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Many parents wonder if they need to have life insurance for their children. This can be a difficult decision. No one wants to think about their children dying, but it does happen occasionally. There are benefits for carrying a life insurance policy on your child. Here are five reasons you may want to consider it. Cover Funeral Expenses Funerals are expensive, and if you are not saving for it, you may struggle to pay for the cost of the funeral.…

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3 Common Insurance-Buying Mistakes Made By Homeowners

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While home insurance is a necessity, not every homeowner understands their exact insurance needs. This can lead to a lot of frustration. Below are three mistakes commonly made by homeowners when purchasing insurance. This article also provides advice as to how they can be avoided. 1. Underinsuring Your Home When you speak with an insurance agent, you may assume that they’re only in it for the sales and are trying to get you to buy unnecessary coverage.…

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Understanding Usage-Based Car Insurance And How It Can Save You Money

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For a long time, whether you were considered a high-risk driver or not had little to do with your actual driving. That’s because insurance companies didn’t really have a way to tell how good of a driver you were; instead, they relied on general statistics like your age, the type of vehicle you drove, and even your marital status. Your own driving only came into it if you were in an accident and your premiums went up.…

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