« Back to Home

2022

Post-Accident Rate Increase: Possibility And Extent

Posted on

Your auto insurance rates will likely increase after an accident. The rate increase is not a punishment from insurance companies. Rather, post-accident rate increases reflect the changed circumstances and new risk determination. Below are factors determining the possibility and extent of a rate increase after an auto accident. Accident Cause Your auto insurance rates are sure to rise if you cause an accident. Even a single at-fault accident increases your rates.…

Read More »

Is Cyber Liability Insurance Necessary For Small Businesses?

Posted on

Cyber-attacks are not a new phenomenon. Yet, there are many misconceptions people have about them. And one of the widely spread beliefs that some people assume is that hackers solely target large corporations that make millions of dollars in profits, but this is incorrect. Admittedly, big companies are at a higher threat of cyber-attacks. Nonetheless, this does not mean that their smaller counterparts are exempt. If anything, since small businesses do not have tremendous budgets as large corporations do, the small businesses tend to be at a higher threat of cybercrimes due to the lack of adequate cyber protection.…

Read More »

Things That Contribute To Homeowner's Liability Premiums

Posted on

When you’re shopping for homeowner’s insurance, you’ll find that the premiums vary widely depending on the coverage limits as well as the carrier that you’re working with. However, while it’s important to know that your coverage selections and carrier will affect your premiums, it’s equally important to understand that there are factors that can contribute to those costs. For example, when it comes to your liability coverage, it’s important to know what can affect your premiums.…

Read More »