Why You Should Never Drop Your Home Insurance Policy While Paying Off A Mortgage

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Are you thinking about buying a house? Did you know that many lenders may refuse to grant you a mortgage if you don’t have home insurance already lined up? While there is no legal requirement for homeowners to have insurance, lenders may still have their own rules. If you’re thinking about getting insurance now and then dropping it or letting it lapse in a few months or a year, here are some reasons why you shouldn’t do that:…

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Company Social Functions: What Are Your Risks?

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As an employer, you want to reward your employees with the occasional party. When you do make these arrangements, you need to be aware of liability issues that may arise. Even when your employees aren’t technically working, the company can be held responsible for certain problems.  Intoxication If you are serving alcohol at your party, you need to carefully monitor the state of your employees. In some instances, courts have held employers liable for negligence when their intoxicated employees left a party and caused a car accident.…

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4 Ways To Lower Your Car Insurance As A College Student

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Like most college students, you’re probably on a budget and could use a deal on your bills. Unfortunately, college-aged drivers often pay more on their car insurance because younger drivers are considered high risks by most car insurance companies. There are specific things you can do, however, to help mitigate this and slash your car insurance premium. Here are four ideas: Ask Your Parents to Add You to Their Insurance…

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