If you feel like you are paying too much for your home insurance, it might be wise to seek out insurance coverage from another company. When you do this, insurance companies will ask you a variety of questions, and one question will be whether you have filed any claims on your home insurance policy in the past. Here are a few things to understand about the answer you give to this question.…
Read More »No one likes to think about passing away, but unfortunately, no matter what, death is a part of life. And, when death happens, there are expenses involved. One of the biggest of those expenses is the funeral, with its costly casket, flowers, rental space, and more. Fortunately, there is a way to help pay for these costs, through something known as funeral insurance. If you are wondering whether or not you should choose to invest in funeral insurance, read on to learn about what it’s all about.…
Read More »If you have a new baby on the way, you are most likely making a lot of decisions regarding your future lifestyle and how you will accommodate and care for your child. One thing you should not forget is to assess your current insurance coverage. Having a child can change the way you approach every type of insurance, including life insurance, disability insurance, and your car insurance. While having a child may not immediately change your homeowners insurance premiums, there are some basic changes you may want to consider.…
Read More »When you have several drivers in the family to insure, a group auto insurance plan is often the way to go for the best coverage and price. But there are a few steps that you should follow to make sure that you’re getting the best deal. Make Sure Every Driver Is Insured The first thing to note is that everyone in your household with a driver’s license must be insured, even if they only drive occasionally.…
Read More »Hail damage is a fairly common occurrence that may seem like just an annoyance. Unless your car is relatively new, a few superficial dings may not seem important. However, in some cases, you should file a claim and get your hail damage fixed. If you have a vehicle that’s been hit by hail, you need to carefully consider the circumstances. Coverage If you don’t carry the right insurance, your hail damage will not be covered.…
Read More »The hunt for the perfect classic car is a dream endeavor. And once you’ve found it, you may spend enjoyable hours restoring it. You’ll also sink some expense into this hobby. Once you’ve bought and restored your dream vintage car, keep your investment safe with the proper auto insurance policy. Insurance from Day One The moment you buy your classic car, Nerd Wallet suggests you buy insurance coverage. This is true even if it’s going to be sitting in your garage while you restore it.…
Read More »Every business owner should have insurance. Just like you carry health, home and car insurance, you should always have a policy on your business and yourself. However, many people fail to get insurance and then regret it later. Here are some reasons why you should get business insurance. 1. Liability Insurance In The Case Of A Lawsuit It is not uncommon for a business to be sued. In fact, you should always be preparing yourself for a lawsuit by thinking ahead of every action and what it could mean legally.…
Read More »Having an insurance policy on your home can be an essential way of protecting it against an assortment of risks. However, it is an unfortunate fact that there are individuals that are not particular informed about what they should do to ensure they are getting the most protection from this policy. If this is a topic that you have given little thought, you might benefit from using these three homeowner’s insurance tips.…
Read More »Are you thinking about buying a house? Did you know that many lenders may refuse to grant you a mortgage if you don’t have home insurance already lined up? While there is no legal requirement for homeowners to have insurance, lenders may still have their own rules. If you’re thinking about getting insurance now and then dropping it or letting it lapse in a few months or a year, here are some reasons why you shouldn’t do that:…
Read More »As an employer, you want to reward your employees with the occasional party. When you do make these arrangements, you need to be aware of liability issues that may arise. Even when your employees aren’t technically working, the company can be held responsible for certain problems. Intoxication If you are serving alcohol at your party, you need to carefully monitor the state of your employees. In some instances, courts have held employers liable for negligence when their intoxicated employees left a party and caused a car accident.…
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