Are you thinking about buying a house? Did you know that many lenders may refuse to grant you a mortgage if you don’t have home insurance already lined up? While there is no legal requirement for homeowners to have insurance, lenders may still have their own rules. If you’re thinking about getting insurance now and then dropping it or letting it lapse in a few months or a year, here are some reasons why you shouldn’t do that:…
As an employer, you want to reward your employees with the occasional party. When you do make these arrangements, you need to be aware of liability issues that may arise. Even when your employees aren’t technically working, the company can be held responsible for certain problems.
Intoxication
If you are serving alcohol at your party, you need to carefully monitor the state of your employees. In some instances, courts have held employers liable for negligence when their intoxicated employees left a party and caused a car accident.…
Like most college students, you’re probably on a budget and could use a deal on your bills. Unfortunately, college-aged drivers often pay more on their car insurance because younger drivers are considered high risks by most car insurance companies. There are specific things you can do, however, to help mitigate this and slash your car insurance premium. Here are four ideas:
Ask Your Parents to Add You to Their Insurance…
Homeowner’s insurance is a great way to cover any number of issues that your home faces. These include protection from natural disasters to fire to even covering theft of objects inside of your house. However, coverage can get pricey for some people. Throughout the course of this brief article, you will learn a few tips on how to save on your homeowner’s insurance.
Using The Same Carrier
People that pay for homeowner’s insurance also tend to pay for other types of insurance, as well – for example, auto insurance.…
Although every homeowner should review their policy prior to renewing it, there are certain events that may trigger the necessity of updating your policy during its coverage period. In some cases, this may mean a drop in premiums while at other times it may mean additional coverage. The following are only four situations when you need to take out your policy and review it.
You may now qualify for discounts…
The key to feeling secure about every aspect of your business is by having the right type of commercial insurance policies in place. This will allow you to have the security you need if a disaster strikes. The financial challenges of dealing with catastrophic events can be numerous, and it’s ideal to be prepared beforehand. By knowing the different types of commercial insurance that is offered to you, this will allow you to make the right selection.…
Are you seeking ways to reduce the rate of your car insurance? If this has been something you have been struggling to do as you are worried about reducing the amount of coverage you receive in order to save, you may find opportunities that can help you save without reducing your coverage. So, instead of shopping for insurance, from a company like Webers Insurance Service Inc, or cutting your coverage as an option to save, consider doing the following:…
Whether someone buys or builds a house, they are going to have certain inevitable expenses, such as their mortgage, property taxes, insurance utilities, and maintenance. However, it is possible to reduce how much some of these costs end up being by building a home that is designed for safety and longevity. Adding certain features or not adding some can have a drastic impact on your insurance premiums.
Skip the Swimming Pool…
When it comes to the rate that you pay for your auto insurance, one of the best ways that you can keep this rate from increasing—and even experience a rate drop—is to stay safe when you’re on the road. Simply put, your insurance provider will financially reward you for not being at fault in any accidents with a rate reduction. Typically, you’ll need to have a track record of three years to be eligible for this discount.…
If you’re sorting through your household expenses and are keen on the idea of paying less for your home insurance, there are a number of different methods you can use to achieve this goal. You don’t have to follow the popular method of shopping around to find a lower quote from a different insurance provider. If you’re pleased with the level of service that your current company provides, it’s advantageous to simply get a better rate from them than to switch your company.…
