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3 Things to Know When Getting a Hardship Driver's License

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If you were recently charged with a DUI and currently have a suspended driver's license, you may be able to get a valid driver's license to use to get to work and back. Every state is different when it comes to driving rules and privileges, but most states offer hardship licenses to people that really need to get to work. Here are three things you should know about a hardship license.

What a Hardship License Is

A hardship license is a special type of driver's license issued typically for the purpose of allowing a person to get to work and back home. A person would only need a hardship license if his or her regular driver's license was suspended or revoked. However, this license does not give a person the ability to drive wherever he or she might want to go. It only gives the person the legal right to get to a certain place and back, and this place is usually the person's work.

You Will Need to Prove You Need Your License

When a person's license is suspended or revoked, it is typically because the person committed one or more serious driving offenses. Driving in this country is considered a privilege, but it can easily be lost just by making one big mistake. The problem with losing your license is that it may stop you from getting to work and back.

If you are the only person working in your household and your family relies on your income, not having a license could be detrimental to your finances. Because of this, your state might allow you to get a hardship license, but you will need to prove that you need your license back strictly to support your family.

You Will Typically Need SR-22 Insurance

To get a hardship license, you will need to visit your local DMV. They will give you the necessary forms to fill out and instructions for applying for one. If you get approved for a hardship license, you will most likely be required to carry SR-22 insurance. When an insurance company gives a person SR-22 insurance, they take on the responsibility of monitoring the person's policy. If the person fails to pay, the DMV will be notified, and this will cause the person to lose his or her license.

If you would like to learn more about getting a hardship license, you may want to call an insurance company to find out more information about SR-22 insurance.