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Three Ways To Change Your Life If You Want More Affordable Car Insurance

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Car insurance companies use a number of different factors to come up with the amount of money they charge for their policies. If you want to make sure you are getting affordable insurance for your vehicle, here are some changes to make that might help that happen. Move to a Safer Zip Code There is a reason that Detroit is a city that has astronomical car insurance rates compared to the suburbs surrounding it.…

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5 Tips For Lowering Your Homeowner's Insurance

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Keeping the right amount of coverage on your home is important during all stages of life. Doing so will protect you from many financial losses in the event there is significant damage done to your property. However, the cost of home insurance can be expensive, so knowing effective methods that will assist you keeping your premiums down can be helpful. Tip #1:  Maintain a good credit score The benefits of paying your bills on time include having a good credit score.…

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Oh Hail No! Filing A Claim For Hail Damage On Your Car

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Hail damage is one of those situations that can be rather tough to prepare for. The only way to be sure that your vehicle will never get any hail damage is to leave it in a protected garage… all the time. Since this just isn’t realistic for most people, many people get car insurance that covers this type of damage. Having the insurance isn’t enough, however. You need to actually file a claim to get proper compensation for this kind of damage.…

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Renting Out Your Dream -- 5 Tips For Managing Costs For Your Vacation Rental Home

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Are you thinking about buying a vacation home? It can be a great way to maximize your time off and minimize the costs of visiting your favorite vacation spot. But if you – like many owners – are planning to rent the home out when not using it, you may be in for a financial shock. Many second home owners find that the costs spin out of control and the rental income doesn’t earn as much as they thought it would.…

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2016 Changes To Medicare

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If you are currently on Medicare or will be soon, you need to be aware of changes to the system that will be taking place in 2016. For some Medicare recipients, these changes will mean a substantial rise in their Medicare Part B premiums and other costs. Because the changes are extensive, protecting yourself with good medicare supplement insurance will be more important than ever. COLA Social Security recipients were unhappily surprised to learn that they would not be receiving their usual cost of living adjustment (COLA) in 2016.…

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Retiring From Dental Practice? Don't Cancel Your Malpractice Insurance Yet

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The average person isn’t an expert on dental procedures. That means that they don’t always know right away if something has gone wrong, and lawsuits over dental malpractice can happen months – or even years – after the fact. This means that retirement doesn’t necessarily mean it’s time to get rid of your dental malpractice insurance. In fact, this depends on what type of insurance you currently have as well as whether you can fully commit to no longer performing any dental procedures at all.…

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Do I Need Life Insurance For My Child?

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Many parents wonder if they need to have life insurance for their children. This can be a difficult decision. No one wants to think about their children dying, but it does happen occasionally. There are benefits for carrying a life insurance policy on your child. Here are five reasons you may want to consider it. Cover Funeral Expenses Funerals are expensive, and if you are not saving for it, you may struggle to pay for the cost of the funeral.…

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3 Common Insurance-Buying Mistakes Made By Homeowners

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While home insurance is a necessity, not every homeowner understands their exact insurance needs. This can lead to a lot of frustration. Below are three mistakes commonly made by homeowners when purchasing insurance. This article also provides advice as to how they can be avoided. 1. Underinsuring Your Home When you speak with an insurance agent, you may assume that they’re only in it for the sales and are trying to get you to buy unnecessary coverage.…

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Understanding Usage-Based Car Insurance And How It Can Save You Money

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For a long time, whether you were considered a high-risk driver or not had little to do with your actual driving. That’s because insurance companies didn’t really have a way to tell how good of a driver you were; instead, they relied on general statistics like your age, the type of vehicle you drove, and even your marital status. Your own driving only came into it if you were in an accident and your premiums went up.…

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Four Different Sources Of Insurance For Rental Cars

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You should always ensure that you have adequate insurance coverage for any car you are driving, including rentals. There are several sources of rental insurance offering various coverage at different prices. Here are four sources of rental insurance and the kind of coverage they may offer: Automatic from the Rental Company In many cases, you get automatic insurance cover (from the rental company) upon renting a car. However, such insurance is usually limited to liability coverage.…

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