Business owners often have to prepare for the unexpected. Thus, it is no surprise that business owners are among the largest beneficiaries of insurance policies. The policies help businesses prepare for future foreseeable liabilities that the business may incur in dispensing services to customers. General liability insurance coverage covers any expenses incurred from performing general or normal business operations. Thus, a business with no general liability coverage must pay for general costs incurred out of pocket.…
No matter how much you are struggling to keep up with daily needs, it is your responsibility to get auto insurance if you own and drive a vehicle. The reason why is because the majority of state laws make it illegal to drive without the coverage due to the possibility that you can cause a collision. The price of auto insurance can vary, as it depends on specific factors regarding each individual that applies for the coverage.…
If you feel like you are paying too much for your home insurance, it might be wise to seek out insurance coverage from another company. When you do this, insurance companies will ask you a variety of questions, and one question will be whether you have filed any claims on your home insurance policy in the past. Here are a few things to understand about the answer you give to this question.…
No one likes to think about passing away, but unfortunately, no matter what, death is a part of life. And, when death happens, there are expenses involved. One of the biggest of those expenses is the funeral, with its costly casket, flowers, rental space, and more. Fortunately, there is a way to help pay for these costs, through something known as funeral insurance. If you are wondering whether or not you should choose to invest in funeral insurance, read on to learn about what it’s all about.…
If you have a new baby on the way, you are most likely making a lot of decisions regarding your future lifestyle and how you will accommodate and care for your child. One thing you should not forget is to assess your current insurance coverage. Having a child can change the way you approach every type of insurance, including life insurance, disability insurance, and your car insurance. While having a child may not immediately change your homeowners insurance premiums, there are some basic changes you may want to consider.…
When you have several drivers in the family to insure, a group auto insurance plan is often the way to go for the best coverage and price. But there are a few steps that you should follow to make sure that you’re getting the best deal.
Make Sure Every Driver Is Insured
The first thing to note is that everyone in your household with a driver’s license must be insured, even if they only drive occasionally.…
Hail damage is a fairly common occurrence that may seem like just an annoyance. Unless your car is relatively new, a few superficial dings may not seem important. However, in some cases, you should file a claim and get your hail damage fixed. If you have a vehicle that’s been hit by hail, you need to carefully consider the circumstances.
Coverage
If you don’t carry the right insurance, your hail damage will not be covered.…
Some people think that buying insurance for their cars is no big deal. Maybe so others say. The fact is that car insurance is an expensive deal. There are lots of issues that determine how much you’ll be asked to pay for premium charges, and you should also be mindful to take advantage of discounts that will benefit you. So when you decide on the insurance company you want to do business with, call your state insurance department and determine if the company and the agent are licensed to sell car insurance in your state.…
The hunt for the perfect classic car is a dream endeavor. And once you’ve found it, you may spend enjoyable hours restoring it. You’ll also sink some expense into this hobby. Once you’ve bought and restored your dream vintage car, keep your investment safe with the proper auto insurance policy.
Insurance from Day One
The moment you buy your classic car, Nerd Wallet suggests you buy insurance coverage. This is true even if it’s going to be sitting in your garage while you restore it.…
Every business owner should have insurance. Just like you carry health, home and car insurance, you should always have a policy on your business and yourself. However, many people fail to get insurance and then regret it later. Here are some reasons why you should get business insurance.
1. Liability Insurance In The Case Of A Lawsuit
It is not uncommon for a business to be sued. In fact, you should always be preparing yourself for a lawsuit by thinking ahead of every action and what it could mean legally.…
